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How does Medicare Work?
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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you or any party involved, receive official notice from either your insurance agent or your insurance company.
How does Medicare work?
Step 1
Enroll in Original Medicare when you become eligible.
ORIGINAL MEDICARE
A
+
B
Covers
hospital
stays
Covers doctor
and outpatient
visits
Government-provided
If you need more coverage, you have choices.
Option 1
Option 2
or
Choose a single plan:
MEDICARE ADVANTAGE (PART C)
C
PART
Combines
Parts A and B
+
Additional benefits
Most plans cover
prescription drugs
D
PART
Rx
Offered by private companies
Keep Original Medicare and add:
Covers some or all of the costs not covered by Parts A and B
Offered by private companies
and/or
MEDICARE PART D
D
PART
Rx
Covers prescription drugs
Offered by private companies
MEDICARE SUPPLEMENT
INSURANCE
med supp
If you are interested in Option 1, ask us what plans are available in your area.